![]() ![]() Many people take a fully digital approach to managing their assets. Asset inventory (including digital assets).Ģ.Important estate planning documents to consider include: Ensuring all important documents are ready and your family knows how to access them will help streamline the estate planning process. Also, be sure to have the name and contact information for your doctors, lawyers, accountants, financial advisors and insurance brokers. You should also gather any estate planning documents currently in place, such as wills, trusts and financial and medical powers of attorney, as well as life insurance policies and information on retirement account beneficiaries. These should include the title to physical assets, deeds to properties, birth and marriage certificates, and burial plot information. Here Are 10 Helpful Estate Planning Steps to Consider for Peace of Mindįirst, gather all the necessary documents. Understanding the full extent of these obligations, and preparing in advance with family and advisors, can ease administrative burdens and reduce anxiety during an extremely emotional time. Estate planning for vacation homes must be considered as part of this process, among many other needs. They can lay out steps for any unforeseen health issues and protect the relationships your family members will have with one another in the future.įor example, something as seemingly innocuous as ownership of a summer home can cause serious issues among a family if a decision isn’t made about sharing, selling or otherwise utilizing the property after the primary owner passes on. These decisions impact more than investments and assets. However, without proper estate planning in place, many families will be left in the dark during a challenging time. End-of-life planning is often a difficult topic to discuss, especially with your family. Having these details available can make the end of life a little less painful for those who remain. When a loved one dies, family and friends have to review important documents and make critical decisions. Most people know they should prepare these items and make them available to trusted family members before the unthinkable-yet inevitable-happens. Wills, health care directives, and powers of attorney. ![]() Preparing in advance with family and advisors can ease administrative burdens and reduce anxiety during an extremely emotional time.
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![]() You can’t use the same word multiple times in the same round.For each category from the list, respond with a word, which begins with the letter rolled on the die.Each round is one and a half minutes long (you can increase or decrease the time, depending on the number of teams and players).The letter it lands on would be the letter for your responses in the given category. Players or teams take turns rolling the dice at the beginning of the round.Printer & paper ( Heavy cardstock works even better!).20-sided Scattergories dice containing all letters of the alphabet except Q, U, V, X, Y and Z ( you could alternatively cut out letters of the alphabet and randomly pick).Christmas-themed Scattergories Lists PDF.The Setup:īefore you start playing, you’ll need a few supplies: The primary objective of the game is to score more points than the opposing team by naming unique objects for a designated letter of play. There are several ways you can play Christmas Scattergories, so make sure the rules are properly laid out before any action begins. □ Be sure to also check out Thanksgiving Scattergories! □ How to Play Christmas ScattergoriesĪs mentioned, you need to make sure everyone is on the same page when it comes to gameplay. You’ll get the kids to do something productive and away from video games while enjoying time together.Īnd, if nothing else, you get to crown the Christmas Scattergories winner, and the winning team gets bragging rights for a year! So, get your pen and pad ready to start creating Christmas Scattergories lists for the next few weeks. ![]() You can implement Christmas or holiday themes and festivities, plus it’s a game that makes you think quickly on your feet. Why Play Scattergories During the Holiday?įor starters, it’s fun for all ages. The game’s been developed into a TV game show, and is even available for download as a mobile app. It’s a creative-thinking game, where players have to think quickly on their feet and answer the first word, phrase or name (category) that comes to mind, given the list they’re playing. Scattergories was originally introduced in 1988 by Parker Brothers (published by Hasbro), and since its inception, it has been one of the most popular games for large groups. It’s cathartic you could build fun rivalries, and easily integrate everyone in the family into the competition–no matter the age of participants in the group. There are so many ways to enjoy time with your family, and playing games is one of them. Christmas season is upon us! It’s time to get together with family, enjoy one another’s company, and obviously play Christmas games, one of my personal favorites being this festive Christmas Scattergories! ![]() Here are the main types, and their pros and cons:įixed-rate mortgage:In a fixed-rate mortgage, your interest rate remains the same over the life of the loan. Mortgages come in a wide variety to suit home buyers’ circumstances. A credit score can range from 300 to 850 generally a high score means you'll have little trouble getting a home loan with great terms and interest rates.įor an instant estimate of what you can afford to pay for a house, you can plug your income, down payment, home location, and other information into a home affordability calculator. It’s based on whether you’ve paid your credit card bills on time, how much of your total credit limit you’re using, the length of your credit history, and other factors. 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In addition to putting no money down, borrowers also get lower interest rates and other fees. military (and qualifying family members) can get loans backed by the U.S. VA loans:Current and former members of the U.S.It’s ideal for first-time home buyers who lack the money for a large down payment. But if you don’t have 20%, you can put down as little as 3.5%, or in some cases 0%.įHA loan:These loans are backed by the Federal Housing Administration, which means you can put down as little as 3.5% of the price of the house. To get the best mortgage interest rates and terms, you’ll want a down payment amounting to 20% of a home’s sale price. Additionally, you can set the application to add your audio files to iTunes, in a new playlist. For example, MediaHuman Audio Converter can automatically retrieve cover art images from DiscOgs, Last.fm and Google Images. When you open the general settings menu, you will notice a few other features, which you might not expect to find. It can help you in case you need to convert your music in WMA, AAC, WAV, FLAC, OGG or Apple Lossless format. The application will store the converted files on a default path, but you can change it in the general settings panel. MediaHuman Audio Converter is a freeware for Windows. About WOT We reviewed more than 2 Million website and counting. Excellent free software (YouTube to MP3 Converter) that works perfectly in Linux Mint 13. Use MyWOT to run safety checks on any website. An output format can be selected on a separate window, where a bitrate can be selected as well. Ratings and Reviews for mediahuman - WOT Scorecard provides customer service reviews for. Other options can be used to remove single items or clear the entire list. Furthermore, the application is capable of processing multiple files simultaneously.įiles can be loaded with a standard Open dialog or by dragging and dropping them over the interface. MediaHuman Audio Converter is a very simple audio converter. MediaHuman Audio Converter comes with the latest audio codecs built in, so the conversion procedure is quite fast. MediaHuman Audio Converter for Windows PC. ![]() You can either convert all files in a single run or convert individual files, by double clicking their entries. MediaHuman offers a free conversion program called YouTube to MP3 Converter. Loaded files are displayed in a list, along with cover arts and a few basic details. By default, your audio conversion options are limited to 128K. All you have to do is load your files, select an output format and hit a Start button. The compact interface has a clean and simple design and its transparency, in Windows 7 or Vista, gives it a modern and elegant looks. ![]() It is available for Windows and Mac OS X platforms and its hardware requirements are modest. The installation file is roughly 13 MB and you can have the application up and running in just a few seconds. MediaHuman Audio Converter is distributed as a freeware application, so you don't have to pay for it, unless you want to make a donation. With its user-friendly interface, users of all levels can easily navigate this software. MediaHuman YouTube to MP3 Converter specializes in extracting audio from YouTube videos and converting it to MP3 format. The application was created with ease of use in mind, so you can prepare and execute a conversion process, in a few moments, without any kind of difficulties. Its user-friendly interface ensures easy conversion with high-quality audio output. This is the principle behind MediaHuman Audio Converter. Nowadays, converting one or more audio files should not take more than a minute and it should not cost anything. See our Mp3 TRACKS, SHEET MUSIC, SCORES for Trombone.
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You can straighten your photos and fix perspective problems without lines appearing parallel when they should.īrush tools allow you to edit a portion of the image (blending or color correction) without affecting the rest of the image. 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Please note that local HD channels may vary according to market. Here’s a list of HD channels available with Charter’s Spectrum TV service that’s easily viewable on mobile phones, tablets, and PCs. The artwork used for the cover is 'A young girl from Salling reading' by Christen Dalsgaard. In addition to classic Life, you can play an enhanced version of Life, which drops in some side games -and which is the only reason to consider the video game. Production notes: This ebook of The Game of Life and How to Play It was published by Global Grey in 2021, and updated on the 13th December 2023. This book has 21,329 words, 42 pages in the PDF version, and was originally published in 1925. This was Shinn's first book, which was self-published as she was unable to find a publisher for it. Some of the ideas discussed in the book are: The Law of Expectancy The Power of Words The Divine Pattern and Intuition The Law of Substitution The Law of Karma The Law of Non Resistance The Law of Forgiveness The Law of Use and, The Law of Love. ![]() It puts forward the New Thought beliefs of Shinn, with the use of Biblical references, all presented in short, succint chapters. The Game of Life and How to Play It is a self help book by American spiritual teacher Florence Scovel Shinn, first published in 1925. ![]() You can now buy the Entire Collection of over 2,400 ebooks for only £15! The Game of Life and How to Play It Florence Scovel ShinnĪvailable to download for free in PDF, epub, and Kindle (mobi and AZW3) ebook formats. 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In 2022, researchers studied the cases of 285 adults aged 18 years and older who were admitted to a level 1 trauma center from January 2010 through May 2019 with a severe blunt pelvic fracture.Īmong other findings, they discovered that pelvic fractures were missed in 15.8% of these individuals. In cases such as these, the radiologist or doctor may need more images.įurthermore, pelvic X-rays are not always accurate. Likewise, it can be difficult to X-ray someone who is unable to position their body correctly due to a physical condition or extreme pain from an accident or fall. Several factors can affect the quality of the X-rays.įor instance, an X-ray technician may have trouble capturing clear images if the person does not understand that they must remain still, such as a young child or someone with dementia or delirium. Once the X-rays are complete, a radiologist will analyze the images and send a report to the referring doctor, who will then meet with the person to discuss the results and possible treatment options. Once the technician captures the required images, the person may get dressed and go back to their normal daily routine. They will return to reposition the person as needed. Once the person is properly positioned and covered, the technician will move behind a wall or to another room to operate the X-ray machine. This is to ensure they get the clearest images possible. They may also ask the person to hold their breath and be still while they perform the X-ray. The X-ray tech may provide a lead apron or blanket to help protect the person from radiation exposure in areas not being studied. Usually, this means lying in the supine position (face up) on an exam table, but the technician may want standing images as well. 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